My wife and I are buying a house, and she discovered a creative way to secure the best mortgage rate on the market. Her technique has two phases: first, she secured the best rate for us, and then she reduced that rate even further by utilizing Wells Fargo's relationship benefits. Let me explain. Getting the... Continue Reading →

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If you work remotely for a Manhattan-based company and watched Anora a couple weeks before your in-person all-hands, then this is the blog post for you. Anora is inspired in part by the Brighton Beach Slavic community so that should be your first stop. After your presentations are done for the day take the x28... Continue Reading →

This post has been moved to https://willard.energy/blog/hourly-interpolation-for-electricity-cost-forecasting, sorry about the inconvenience.

https://www.youtube.com/watch?v=3d3ubbg3P_E

For the last 6 months, I have been using a new phone plan that costs 5$ a month, is incredibly flexible, and costs the same internationally and locally. Let me explain how I set this plan up, the advantages, and the disadvantages. eSIMs My phone plan is based on eSIM technology. An eSIM allows you... Continue Reading →

From April into May, I biked from Copenhagen to Florence with my fiance. I had never done a long bike ride like this before, here are some tips for someone in a similar situation. Alignment My biggest tip is to align with your trip mates on what kind of trip you are having. If one... Continue Reading →

I am American and have been living in Denmark for over a year and a half. During that time I have been thinking a lot about taxes. I am not an accountant or a tax expert, but here is everything I wish I had known before I moved. Danish Income Tax In Denmark income can... Continue Reading →

It is easy to procrastinate meditation because it feels like doing nothing. In fact when you are meditating you are doing very little. Just practicing mindfulness and concentrating on your breath. We are busy people, we can't spend 30 minutes doing nothing, can we? Being an adult means charting your own course down the river.... Continue Reading →